Effective Date: 02/20/2026
Access to Coverage (“ATC,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect, how it is used, and how communications — including SMS/text messaging — are handled.
We may collect personal information necessary to provide insurance advocacy and administrative services, including:
When applicable, certain information may include protected health information (PHI) handled in accordance with HIPAA privacy standards.
Information collected may be used to:
We only use information as reasonably necessary to provide requested services.
Access to Coverage may share information only as necessary to perform services, including with:
All vendors are required to maintain appropriate confidentiality and data protection standards.
**SMS consent is not shared with third parties or affiliates for marketing purposes.**
By providing your phone number and consenting through our website forms or written authorization, you agree to receive SMS messages from Access to Coverage related to:
Message frequency varies depending on your case activity.
**Message and data rates may apply.**
You may opt out at any time by replying:
**STOP** — to unsubscribe from SMS messages
**HELP** — for assistance
Opting out of SMS messages will not affect ongoing services but may limit communication convenience.
Access to Coverage does not send promotional or marketing text messages without explicit consent.
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information, including secure transmission and storage practices consistent with HIPAA-aware workflows.
You may request to:
Requests may be submitted using the contact information below.
Our website may collect limited technical data such as browser type or site usage analytics to improve performance and user experience. This information does not identify you personally unless voluntarily provided.
We may update this policy periodically. Updates will be posted on this page with a revised effective date.
Access to Coverage
Website: www.accesstocoverage.com
Email: cs@accesstocoverage.com
Phone: 732-475-2111
Fax: 800-342-2313
Access to Coverage provides administrative advocacy and coordination services only. Insurance coverage determinations are made solely by the insurance carrier. Coverage, reimbursement, and payment are not guaranteed.
Access to Coverage is an independent administrative advocacy service and is not affiliated with any insurance carrier. We do not provide medical or legal advice.
732-475-2111
cs@accesstocoverage.com